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TrueTaxCalc

Tax guides for tech workers

Which job offer leaves you with more?

Compare salary, bonus and sellable RSUs after estimated taxes and your own living costs. See the recurring budget separately from the first-year signing bonus and move.

Start with an example, then make it yours. The amounts below are illustrative budgets, not market rent estimates. This free 2026 tool assumes a single filer living and working in one location for a full year. It does not calculate actual paycheck withholding or a midyear move.

Saved offers stay on this device. They reopen automatically when you return here, and you can restore them after trying other numbers. Reset clears that saved copy.

Offer A
Assumes you live and work in this location for the full year.

Use a full 12 months of salary, before tax.

Use a realistic payout, not the maximum target. Enter 0 if uncertain.

Vesting value for one year only. Assumes sellable shares sold at vest; exclude private stock and options.

One-time gross cash payment. Clawbacks and repayment taxes are not modeled.

Use your own estimate for this offer’s city.

Food, transport, insurance and other spending. Do not include rent again.

Your out-of-pocket estimate; no moving-cost tax deduction is applied.

Offer B
Assumes you live and work in this location for the full year.

Use a full 12 months of salary, before tax.

Use a realistic payout, not the maximum target. Enter 0 if uncertain.

Vesting value for one year only. Assumes sellable shares sold at vest; exclude private stock and options.

One-time gross cash payment. Clawbacks and repayment taxes are not modeled.

Use your own estimate for this offer’s city.

Food, transport, insurance and other spending. Do not include rent again.

Your out-of-pocket estimate; no moving-cost tax deduction is applied.

Free. No account required.

What should I count as compensation?

Use annual base pay, a realistic cash bonus, and the value of public-company RSUs you expect to vest and sell during one year. A four-year grant is not a one-year salary. Run a second comparison with a smaller bonus or equity value to see how much the decision depends on uncertain pay.

Private-company equity, ISO/NSO exercises, ESPPs, deferred-settlement RSUs and capital gains need different treatment. Enter 0 for these in this tool rather than treating a headline grant value as cash. Retirement contributions and benefit deductions are not modeled; compare these separately before deciding.

How to compare RSUs and salary · Signing bonus versus recurring salary

Calculations run in your browser. Saving is optional; the report is recalculated from the saved inputs when you return. Downloaded reports contain the amounts you entered. Methodology and analytics information.